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A quick credit score assessment can open up your financial horizons, putting you on the road to a better deal. Find out your credit score today and apply for credit products with confidence, knowing where you stand.

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FAQs

Credit Score FAQ

What is a credit score?
Who is Equifax?
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Does using this service affect my credit history?
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Why is my score so low?
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What if I don't have a driver's licence?

Understanding your credit score

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  • 0 - 509 Below Average

    If your credit score is below average, you're in the bottom 20% when compared to Equifax's clients. This suggests it is considerably more likely than average that you will incur an adverse event such as a default, bankruptcy or court judgment in the next 12 months. Don’t panic. Sometimes simple changes can make the world of difference. Give us a call to see if there’s a way we can help improve your score and get you on the path to better finance.

  • 510 - 621 Average

    If your score is between 510 to 621, your results are around average. Your Equifax suggests it is likely that you may incur an adverse event such as a default, bankruptcy or court judgment in the next 12 months. We are here to help and with a bit of sound advice we can assist you to avoid these pitfalls.

  • 622 - 725 Good

    Your odds of keeping a clean credit report over this period are better than Equifax's average credit-active population. Your EquifaxScore suggests it's less likely you will incur an adverse event that could harm your credit report in the next 12 months.

  • 726 - 832 Very Good

    Your Equifax suggests it's not likely that you will incur an adverse event in the next 12 months that could harm your credit score. Well done. Your odds of keeping a clean credit report are twice Equifax's average.

  • 833 - 1200 Excellent

    Congratulations! Your score is in the top 20% compared to Equifax’s current customers, suggesting it’s highly unlikely an adverse event can harm your credit report in the next 12 months. Your odds of keeping a clean file are 5 times better than Equifax’s average.

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