Fixed Rate Home Loan

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Fixed Rate Home Loan

A loan that has a fixed interest rate for a defined period is a fixed rate home loan. The fixed rate period is usually between 1 and 5 years and serves as a great way to not be affected by an increase in market interest rates. Fixed rate loans are best suited for a home if you do not intend to sell for 10+ years or for investment properties that you plan to keep for an extended period of time and not live in. In addition, the constant rate equates to constant repayments and in doing so, budgeting is easier over the fixed rate period.

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