Ways to Finance Your Investment Property

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Ways to Finance Your Investment Property

Before you start looking for an investment property, consider reviewing an online borrowing limit calculator that will give an estimate of how much you can borrow. Although a more detailed review will occur at the time of application, these calculators will provide you with some guidance on what to base your property research on.

Buying with a cash deposit

Most commonly used for a first investment property, buying with a cash deposit is the traditional process of using a deposit to secure a home loan. These deposits usually range between 5% – 20% percent, and usually fluctuate on the bank’s willingness to provide loans for investment.

Using equity in your property

Using equity to finance your property is a great way to build your investment portfolio without having large outlays of cash. Essentially, instead of using cash as a deposit, you secure the mortgage with an asset such as another property.

For more information see our Property Investment Guide

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