Unsecured Debt Consolidation Loan

Personal Loans

Why choose our Unsecured Debt Consolidation Loan?

No monthly fees, ever!

No monthly fees, ever!

No early exit fees!

No early exit fees!

Flexible repayments

Bundle your personal debts

Quick online application

Quick online application

Interest Rate

Rates from 11.99% / CR 12.28%*

$5,000 to $50,000 loans

$5,000 to $50,000 unsecured loans


Do you have more than one loan?

Bundling multiple debts into one loan could make it easier for you to manage your repayments and help you save on interest. With an unsecured loan, you can take advantage of these benefits without having to secure the finance with one of your assets.


Save on repayments when you consolidate to a lower rate.


You'll only have to focus on making one repayment.


How it works

An unsecured debt consolidation loan is a way to bring all of your debts together without putting your assets on the line. By borrowing enough to pay out your existing loans, you may be able to better manage your repayments. When you consolidate with Pioneer, we'll pay off your existing loans with the money you borrow.


Small enough to listen, big enough to make a difference.

No monthly fees, great rates and a dedicated Connect team member.




Apply online

Complete the quick and easy application form. We'll handle the rest!



Handled with care

If you take the time to submit an application, we'll make the effort to ensure you get the best outcome.


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Quick access to funds

If approved, the money will be quickly transferred to your desired account.


Interest Rates



From 9.99%

10.27% Comparison Rate*



From 11.99%

12.28% Comparison Rate*


Secure & Save

We give you the choice of securing your personal loan at any point during the term of the loan, regardless of whether the car is brand new or not. When you secure, you'll be rewarded with a lower interest rate. Eligibility criteria apply.

Secure & Save

We believe happy customers are our best ambassadors.

Rather than us telling you how good we are, here’s what some of our customers have to say about their experience with Connect.


  • customer experienceJohn R, VIC
    I'd like to thank you for all the help you've given me. I know that I made it difficult for you at times but you handled it all very professionally. It was very helpful that you were so knowledgeable about every aspect of this process, including all the legal procedures.
  • customer experienceThe Conway Family, WA
    We would love to say a massive thank you for all the help and support you have provided. We can honestly say that there was not one minute of stress and your efficiency, expertise and advice were second to none.
  • customer experiencePaul B, QLD
    Pioneer Credit Connect's broking services, have been extremely helpful in considering all possible options, arranging, negotiation, and coordinating my debt consolidation. Outstanding service.



Pioneer Credit PL FAQ's

Who can apply for a personal loan with Pioneer Credit Connect?
How much can I borrow?
How long do I have to repay my loan?
What will my interest rate be?
How long does the Personal Loan application take?
What could I use a Personal Loan for?
Are there any credit checks?
Which bureau is the credit check through?
Can I pay off my loan early?
What if I have credit defaults on my credit file?
Are there any fees?
Do I need to provide security for my loan?
What is 'Secure & Save'?
What if my application isn’t successful?
How do I know if debt consolidation is right for me?

Prefer to apply over the phone?

Let us know your details below and we'll give you a call shortly. Otherwise, feel free to contact the Connect Team on 1300 015 133.

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